By, Mr. Sanjay Daga, Founder and Managing Director, Anex Advisory
“RBI’s decision to maintain the repo rate at its current level reflects a cautious yet strategic stance amid global uncertainties and domestic macroeconomic resilience. While the real estate sector was hopeful for another rate cut to spur further affordability, this pause reinforces RBI’s commitment to anchoring inflation while sustaining growth. For homebuyers, especially those on floating interest rates, stability in lending rates offers predictability in EMIs, which is reassuring. Developers too can leverage the current environment of steady policy to plan with more clarity and confidence. We believe this continued stability will sustain positive buyer sentiment and ensure steady momentum in the real estate and credit ecosystem.”
By, Mr. Chintan Sheth, Chairman & Managing Director, Sheth Realty
The RBI’s repo rate cut comes as a timely move for Mumbai’s real estate industry unlocking rapid relief for homebuyers through reduced EMIs and encouraging investment sentiment amongst them. The strategic action not only uplifts affordability but also accelerates project execution and redevelopment momentum across the city. We witness this as an opportunity to fast track consciously designed homes that sync in with the evolving lifestyle aspirations, additionally contributing to Mumbai’s urban transformation and making aspirational living more attainable for a wider segment of buyers.
By, Dr Nayan A Shah, Chairman & Managing Director, Mayfair Housing
“The decision to hold the repo rate steady is good as it maintains predictability to the home loan environment and benefits a stable demand. The RBI MPC’s stance should be welcomed keeping rates unchanged, the central bank has granted the real estate sector the certainty needed to plan. This will help developers plan for affordability and help in timely project delivery, which ultimately leaves a lasting benefit on homebuyers across Mumbai’s dynamic real estate market.”
By Mr. Anuj Goradia, Director, Dosti Realty
“The RBI’s decision to hold the repo rate at 5.50% reflects a prudent approach aimed at maintaining stability in growth and inflation dynamics. A rate cut would have further boosted affordability, stability in policy allowing developers and homebuyers to plan with a greater amount of certainty. Adapting to the changing market dynamics and delivering value through innovation, quality, and timely delivery is what developers would be focusing on. The real estate sector remains committed to driving redevelopment and housing projects that contribute to Mumbai’s urban renewal and believing in the sustained economic stability that extends its support to the aspirations of every homebuyer.”
By, Mr. Bhavesh Shah, Joint Managing Director, Today Group.
With no change in the repo rate, this festive season will be of relief to the potential homebuyers, as the anticipated cost of borrowing remains unchanged for the quarter which strikes the maximum sales in the real estate segment. Thus, with the rising tariff and inflationary measures, it is a request to the government to keep the rate stable for the next few quarters, contributing to a stable economy.
By Mr. Prashant Khandelwal,President of CREDAI MICHI Palghar, Boisor and CEO of Agami Realty
Amid the global geopolitical headwinds and the uncertainty triggered by the announcement of trade tariffs, RBI Governor Sanjay Malhotra’s announcement of a ‘neutral’ policy stance and unchanged repo rate of 5.5 per cent reflects a quiet resilience and a cautious but strategic stance – especially in light of the upcoming festive season, which is a period of high demand for the domestic real estate sector. It is likely that domestic investors will look inwards, directing their investments towards real estate purchases that offer relatively more stability during times of uncertainty. The RBI’s stance also takes into account the lower-than-projected inflation, which will be reassuring for potential home-buyers. Additionally, for homebuyers, on floating interest rates, stability in lending rates offers predictability in EMIs while developers can approach the upcoming quarter with more clarity and confidence.
By Mr. Ruchit Mehta, Partner, Mehta Group
“The decision to keep the repo rate steady at 5.50% brings a much-needed sense of stability to the real estate market. For developers like us, this means greater confidence to plan and execute projects without the uncertainty of fluctuating borrowing costs. For homebuyers, specifically in the mid income and affordable segments, this will ensure continued housing affordability and stable EMIs, creating a strong impetus for purchase decisions. This steady policy, combined with cooling inflation and gradual economic growth, is set to boost buyer sentiment and uplift demand across the market. It’s a clear indication of evolving trust in the industry’s shifting landscape.”
